Mountain West Finance.com - Privacy and T&C
CCPA PRIVACY NOTICE
Information Collection During Insurance Quote and Applications Forms
Online Payments of Premiums
All of the content featured or displayed on this site, including copyrighted materials, trademarks, trade names, text, graphics, photographs, images, illustrations, and software is owned by Mountain West Finance and/or its parent company and subsidiaries (“Mountain West Finance”). All elements and materials of this site are considered the intellectual property of Mountain West Finance and are protected by laws relating to intellectual property rights.
The content on this site is to be used for general purposes only. Mountain West Finance assumes no responsibility for the accuracy and completeness of the information displayed on the site. Using any materials from this site is strictly prohibited except for your own personal or non-commercial use given that all copyrighted/trademarked materials or other legal notices are not removed or tampered with. You are also prohibited from using the site to advertise or perform any commercial solicitation. Any other use of the materials on this site is a violation of proprietary rights.
If you have any questions regarding privacy or personal security, contact us at (877) 465-7473 or email [email protected].
State of California Privacy Notice – As Prescribed by the California Consumer Privacy Act of 2018
Effective Date: January 1, 2020
Scope of this Privacy Notice
These California Resident Privacy Notice terms and conditions “(Privacy Notice”) are effective January 1, 2020 and supplement the information contained in the Mountain West Finance.’s governing website Privacy Statement. This Privacy Notice applies solely to consumers who are California residents
Mountain West Finance. through its operating subsidiaries (“We”) is outlining The California Resident Privacy Notice to inform on the personal information we collect or process about California residents in connection with the services we provide or offer specifically to our customers as a consumer, including through any site, application, or product that links to this Privacy Notice (the “Service”), how we use, share, and protect that personal information, and what your rights are with respect to your personal information that we gather and process.
Information We Collect
Although Mountain West Finance business under the CCPA falls under a certain exemption that generally is applicable to the insurance industry, under limited circumstances we are acting as a business and some of your personal information is not otherwise excluded as set forth by the CCPA. Thus, pursuant to California law, some California residents have specific rights regarding how their personal information is collected.
We may use or disclose the personal information we collect for one or more of the following business purposes:
We obtain the categories of personal information listed above from the following categories of sources:
We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.
Personal information does not include:
If you have any questions or comments about this notice, our Privacy Statement, the ways in which we collect and use your personal information, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us [email protected].
This PRIVACY NOTICE FOR CALIFORNIA RESIDENTS information contained in the Privacy Statement of Mountain West Finance and its subsidiaries (collectively, “we,” “us,” or “our”) and applies solely to visitors, users, and others who reside in the State of California (“consumers” or “you”). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and other California privacy laws. Any terms defined in the CCPA have the same meaning when used in this notice.
Effective Date: December 16, 2020
Mountain West Finance and its subsidiaries are committed to protecting your privacy as a visitor to our Web site and as our customer. Under our Privacy Statement, we want you to know your privacy protection is important to us.
Our web sites’ insurance request forms may require users to provide us with contact information as a requirement for insurance coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send e-mail to us from our Web site. When you request a quote or purchase an insurance policy from Mountain West Finance, we will ask you to provide your name, address, telephone number, and e-mail address. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of Mountain West Finance. so, we can provide you with policyholder service. This data is necessary for the processing of, and future identification of, insurance quotes and confirmation of mailing addresses, and is used solely for those purposes. Information is never given or sold to third parties for any purpose, except to Mountain West Finance affiliated businesses, and to third-party service providers acting on Mountain West Finance behalf. Unique identifiers (such as social security numbers and EIN tax number) are collected from site visitors requesting insurance quotes solely for the processing of an insurance quote. This information is never given or sold to third parties for any purpose.
When you purchase an insurance policy from Mountain West Finance, you will pay the premiums with your credit card, personal check or through our website or through one of our Third-Party payment vendors. If you use your credit card to pay the premium, your credit card information is deleted from our records after your purchase has been authorized. A transaction number will be provided to you on your Binder of Insurance. You may use this transaction number as a reference to the credit card purchase. We do not keep a record of your credit card information. If you pay the premium using your personal check, we will keep a copy of your check within your physical file.
A cookie is a piece of data that is stored on a visitor’s hard drive while they are visiting this Web site. We may utilize a short-lived form of cookie when you visit this site. At Mountain West Finance, a cookie is only used to identify one unique visitor from another visitor during a session. We may use cookie technology during a session as a tool to carry forward your input information during the quoting process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor’s computer as soon as they close their browser or if they are not actively browsing our Web site.
The following disclaimer applies to all Mountain West Finance email messages.
Our emails provide an overview of coverages and services. Coverages may differ in availability by state. All coverages are individually underwritten. For a complete description of all coverages, terms and conditions, refer to the insurance policy. In the event of a conflict, the terms, conditions and exclusions of the policy prevail. All information and representations herein are as of 2018.
Mountain West Finance has made every attempt to ensure the accuracy and reliability of the information provided on our emails. However, the information is provided “as is” without warranty of any kind. Mountain West Finance does not accept any responsibility or liability for the accuracy, content, completeness, legality, or reliability of the information contained on our emails. Mountain West Finance accepts no liability for the consequences of any actions taken on the basis of the information provided, unless that information is subsequently confirmed in writing. If you are not the intended recipient you are notified that disclosing, copying, distributing or taking any action in reliance on the contents of this information is strictly prohibited.