Captive Funding

Pure and Group Captive Premium Finance

Finance up to 100% of the annual premium for any pure captive and offer flexible solutions for group captives as well. This provides significant cash flow relief for the parent.

Alternative Loan Back Program

Easy-to-use loan product that offers an alternative to lending back from captive parent. These programs help clients avoid pitfalls commonly associated with traditional loan back programs.

Collateral Financing Program

Specifically designed for new captives in need of assistance with capital.

Why

• Captive Managers may offer this finance solution to captive clients and add value to the agency.
• Captive Owners may decide to finance premiums and with us in order to keep a larger credit line with their bank.
• Add value for your captive clients
• Access to your own online portal and manage your account.
• Spread out premium payments for your clients over a 12 month period and provide them more liquidity.

Advantages

• Maximize Capital - Improve your clients’ cash flow and ability for investment
• Competitive Cost - Lock in rates today, before they increase.
• Potential Tax Benefit - Your client may be able to deduct the full expense in the current tax year
• Low Impact - This is an off balance sheet loan that requires no credit check

“We had our captive premium payment due at the end of the year but we were also trying to purchase a commercial building. MW was able to assist us with promptly funding our captive premium which allowed us to purchase the commercial building without having to approach our bank.” - Creede Group